Voluntary National Long-Term Care Insurance Program

Is the Community Living Assistance Services and Supports (CLASS) Act a voluntary cash benefit program where people pay into a trust fund and then have that cash available to them for long-term services and supports related to a qualifying severe disability, or is it destined to become a new federal entitlement program that is not sustainable? On March 17, 2011, the House Energy and Commerce Committee Subcommittee on Health held a hearing to debate those points, and discuss changes before implementation. The CLASS Act is part of the federal health care reform law (Affordable Care Act). The big question is, what are the alternatives if, as they indicate, 26 million people will require some form of long-term care by 2060? See advocacy@naswdc.org March 2011

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